How to configure the NFC on your Xiaomi phone

Today, we will teach you how to configure the NFC on your Xiaomi mobile , so you can pay in establishments directly with your mobile instead of using your debit or credit card.

How to configure the NFC on your Xiaomi in three simple steps?

First of all you should know that this tutorial only works on mobile phones with Miui 9 or higher . Therefore, Android One models such as the Mi A1, A2 and A3 do not apply for this tutorial.

One of the biggest problems that Xiaomi has is the correct configuration of the NFC to pay with the phone, since Miui is somewhat restrictive when it comes to payments.

how to install and configure nfc on xiaomi

Perfect then, but ... How to activate the NFC on a Xiaomi mobile? Simple! You must do the following and everything will work perfectly:

1. Activate the NFC option on the phone, the first step to pay

  • As you can see in the image above, you have to go to the settings , look for the more option and within there, activate the NFC option .
  • Another way to activate the NFC is to directly lower the notification curtain and there we will see the NFC icon .

2. Download Google Pay or your bank's Wallet app

The next step is to download the application from Google Play, proceed to download your bank's Wallet app (BBVA, Bankia, La Caixa, N26 ...) and register a payment method by entering your card details and passwords in your app. Mobile banking.

google pay for nfc on xiaomi

2. Enable the HCE wallet. This is 99% of the errors when paying with NFC

This is the culprit that you cannot make mobile payments even if you have configured the above perfectly. Therefore, activate it as follows:

  1. Access Settings
  2. In the Wi-Fi and Networks section, click on More
  3. Enter Security element position
  4. Choose → Use HCE Wallet

hce xiaomi purse

  • The HCE or Host Card Emulation , is the technology used to emulate a credit or debit card on our phone. Only mobile payment with the HCE option will work on Xiaomi phones.

3. Choose the MAIN method of payment by NFC (so that it is always this)

Finally, you only need to select the application where you have your registered cards, be it Google Pay or the bank's application. To do this, follow these steps:

  1. Go to Settings → More (Wi-Fi and Networks section) → Touch and pay
  2. Click on Default payment application
  3. Now, choose the application in question (Google Pay or the banking app that you use)

how to activate nfc on xiaomi

With this Nfc configuration, you should already be able to pay with any Xiaomi, Redmi and Poco phone without any problem.

  • Now you just have to bring the unlocked phone closer to the dataphone and voila! The payment is made automatically.

Still having problems paying with your phone on Miui?

If you have done the entire tutorial, and still cannot pay for NFC, you should check the following :

  1. Does your phone have Nfc? It seems obvious, but there are still many Xiaomi phones that do not have NFC, I leave you a list just below.
  2. Do you have any special covers? There are some cases that, due to their thickness, do not allow the nfc chip of your phone to make contact with the dataphone. Take it off and try without it.
  3. Do you have Bluetooth active? This contact payments technology can be affected by Bluetooth signals, please disable it when paying.

⇨ Which Xiaomi, Redmi and Poco phones have NFC payments? [List 2021]

As much as you look for how to pay with NFC with a Xiaomi , if your mobile is not on this list, it means that it is not compatible and you will not be able to enjoy mobile payments ...

Series Mi

  • Xiaomi Mi 2A
  • Xiaomi Mi 3, Mi 4, Mi 5, Mi 6, Mi 8 and Mi 8 Pro, Mi 9, Mi 9 SE, Mi 9 Lite, Mi 9T and 9T Pro, Mi 10, Mi 10 Lite 5G and Mi 10 Pro, Mi 10 Ultra; Xiaomi Mi 11, Mi 11 Ultra, Mi 11 Lite 5G.

Mi Note series

  • Xiaomi Mi Note Pro, Mi Note 2, Mi Note 3, Mi Note 10 / Pro and Lite.

Redmi and Note models

  • Redmi 9, Redmi K30 4G and 5G, K30 Pro, Redmi K30 Ultra
  • Redmi 10X and 10X Pro
  • Redmi Note 8 Pro, Note 8T, Note 9, Note 9 Pro

Little Series

  • Poco F3, Poco X3 Nfc, Poco X3 Pro


  1. my device is Redmi Note 10 Pro but I still not able to find any setting related to NFC in the device

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  4. I can't fucking believe Xiaomi 13, ultra giving me huge embarrassment with this shitty nfc issue. What a clown joke is this of android phone.

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